Basic
Everything you need to get started.
Track daily expenses, set a monthly budget, and see exactly where your money goes — free forever, private on your own device.
- Expense tracking
- Monthly budgets
- Savings goals
- Core reports
- Local data storage
- One device
Premium
Your complete personal finance companion.
All your records on all your devices, always in sync and always backed up.
- Everything in Basic
- Cloud backup
- Multi-device sync
- Unlimited categories
- Import saved JSON data
- Priority support
Business
or ₹4,999 one-time for a lifetime licence
Exports and reports your accountant can actually work with — built for freelancers and small teams.
- Everything in Premium
- Excel export
- PDF reports
- Advanced analytics
- Priority support
Secure checkout
Payment is handled by Gumroad. Your download link and licence key arrive by email immediately after purchase.
Cards accepted. Select a plan above to continue.
Pay in rupees
Which plan do you actually need?
Start on Basic. Genuinely — it is not a crippled trial. If you are tracking your own spending on one device and you are comfortable exporting a backup occasionally, Basic may be all you ever need, and we would rather you use it than pay for something you don't.
Premium makes sense when losing your phone would mean losing your records, or when you want to enter a transaction on your phone and review it on a laptop.
Business makes sense if someone else needs to read your numbers — an accountant, a CA at filing time, or a partner in the business. Excel and PDF export is the whole reason this tier exists.
Monthly or lifetime?
The lifetime licence at ₹4,999 works out cheaper than Business monthly after roughly seventeen months. If you already know this is a tool you will keep using, it is the better value. If you are unsure, pay monthly — you can cancel any time and you keep access through the period you have paid for.
Your data is yours either way
If a subscription lapses, you do not lose what you entered. Export everything at any time, and the app keeps working on the free Basic plan with local storage. We are not holding your records hostage to a renewal.
Common questions
Is Basic really free forever?
Yes — no time limit, no trial period, no card required. Expense tracking, budgets, savings goals and core reports, all stored locally.
What's the difference between Premium and Business?
Premium adds cloud backup, sync and unlimited categories. Business adds Excel export, PDF reports and advanced analytics on top of that — aimed at freelancers and small teams.
Can I cancel any time?
Yes. You keep access until the end of the billing period you've already paid for.
What happens to my data if I stop paying?
It stays yours. Export before the subscription ends, and the app continues on the free Basic plan with local storage.
Prices are in Indian rupees and include applicable taxes unless stated otherwise. Smart Budget Tracker is a budgeting and record-keeping tool and does not provide investment, tax or financial advice.