Is this a subscription?

No. Premium (Rs 999) and Business (Rs 4,999) are single one-time payments with no recurring charge. Basic is free forever.

Can I use the app on mobile and desktop?

Yes. Install it on as many of your own devices as you like. Business adds encrypted backup and restore so you can move data between them.

Do you offer refunds?

We offer a 7-day money-back guarantee on the Lifetime Licence. See our Refund Policy for details.

Smart Budget Tracker — Offline Expense Tracker for India

Why Choose Us

Everything you need to master your money

Powerful, easy-to-use tools that turn financial chaos into clarity.

💸

Income & Expense Tracking

Log every rupee in seconds and always know where your money goes. All plans.

📅

Monthly Budget

Set a monthly spending limit and track how much is left. Basic. Category-wise budgets in Business.

🎯

Savings Goal Management

Create goals, watch progress bars fill, and celebrate milestones. Business.

📊

Financial Reports & Charts

Ten report views — monthly summaries, category analysis, balance sheets and trends. Premium & Business.

☁️

Cloud Backup

Your data backed up and restored across devices. Business.

🏦

Multiple Accounts

Track cash, bank and card balances separately, all in one place. Premium & Business.

📂

Export Your Data

CSV and JSON export for spreadsheets, accountants or your own records. Premium & Business.

🔐

PIN Lock & Encryption

Your data is encrypted on your device and locked behind a PIN. Premium & Business.

Product Tour

See Smart Budget Tracker in Action

Watch a two-minute walkthrough of adding transactions, building a budget, and reading your reports. No sign-up required to explore.

Add a transaction in under 5 seconds
Auto-categorize your spending
Generate a monthly report instantly

Play demo

A Closer Look

Designed to be a joy to use

Dashboard

Expense Entry

Monthly Reports

Charts & Analytics

Savings Tracker

Settings

Pricing

Simple, transparent plans

Start free. Upgrade when you're ready for more.

Basic

Free

Everything you need to get started.

Track daily expenses, set a monthly budget, and see exactly where your money goes — free forever, private on your own device.

Expense Tracking
Total Monthly Budget
Basic Reports
Works Offline
Local Data Storage

Premium

₹999 one-time

Pay once. Yours forever. No subscription.

PIN-locked and encrypted, with separate account balances and ten detailed report views — for people who want their finances private and properly analysed.

Everything in Basic
PIN Lock & Encryption
Multiple Accounts
Advanced Reports & Charts (10 views)
Unlimited Categories
CSV & JSON Export
CSV & JSON Import
Priority Support

Complete

Business

₹4,999 one-time

Pay once. Yours forever. No subscription.

Category budgets, savings goals, Excel & PDF exports and encrypted backup — the complete toolkit for freelancers, families and small teams.

Everything in Premium
Category-wise Budgets
Savings Goal Tracking
Advanced Reports & Charts
Excel & PDF Export
Encrypted Cloud Backup & Restore
Unlimited Categories
Priority Support

Cloud backup is optional and uses your own free cloud storage account.

Secure Checkout

Choose how you'd like to pay

🔒 Your payments are protected with SSL encryption.

💳 Purchases in India are processed securely through PhonePe — UPI, Google Pay, cards and net banking. International purchases go through Gumroad (PayPal and cards). Either way your licence key and download link arrive by email instantly.

UPI Credit Card Debit Card Net Banking Google Pay PhonePe PayPal

Compare

Basic vs Premium vs Business

Features	Basic	Premium	Business
Expense Tracking	✔	✔	✔
Works Offline	✔	✔	✔
Total Monthly Budget	✔	✔	✔
Reports	Basic	Advanced (10 views)	Advanced (10 views)
PIN Lock & Encryption	✕	✔	✔
Multiple Accounts	✕	✔	✔
Unlimited Categories	✕	✔	✔
CSV & JSON Export	✕	✔	✔
Category-wise Budgets	✕	✕	✔
Savings Goals	✕	✕	✔
Excel & PDF Export	✕	✕	✔
Encrypted Cloud Backup	✕	✕	✔
Priority Support	✕	✔	✔

Where we are

New, and honest about it

Smart Budget Tracker launched in 2026. We don't have a hundred thousand users or a wall of five-star reviews yet, and we'd rather say that plainly than invent them — a personal finance tool that isn't straight with you about its own numbers has a credibility problem before you've even opened it.

What we can tell you is what the app does and what it deliberately doesn't. It never asks for your bank login. It doesn't request permission to read your SMS. On the free Basic plan your data is written to your own device and stays there. The free plan has no time limit and no card requirement, so you can judge it yourself rather than taking our word.

If you use it and something is broken or missing, tell us — at this size, feedback goes straight to the person who can act on it.

FAQ

Frequently asked questions

Yes. The Basic plan is completely free with no time limit and no credit card required.

No. Premium (₹999) and Business (₹4,999) are single one-time payments — there is nothing to cancel and no recurring charge. Basic is free forever.

Your data is encrypted in transit and at rest. We never sell your information to third parties.

Yes — install it on as many of your own devices as you like. Data is stored on each device; Business adds encrypted backup and restore so you can move your data between them.

We offer a 7-day money-back guarantee on the Lifetime License. See our Refund Policy for details.

Start Managing Your Finances Today

Built in India in 2026. Start free — no card, no sign-up, no bank login.

Track your money without handing over your bank login