Personal Finance, Simplified

Track your money without handing over your bank login

Log expenses, set monthly budgets and hit savings goals — with your data stored on your own device. No account linking, no SMS permissions.

Download Free
Zerobank logins required
100%on-device storage
FreeBasic plan, forever
Smart Budget Tracker dashboard preview
Why Choose Us

Everything you need to master your money

Powerful, easy-to-use tools that turn financial chaos into clarity.

💸

Income & Expense Tracking

Log every rupee in seconds and always know where your money goes.

📅

Monthly Budget Planning

Set category limits and stay on track with real-time alerts.

🎯

Savings Goal Management

Create goals, watch progress bars fill, and celebrate milestones.

📊

Financial Reports & Charts

Beautiful visual reports that make trends obvious at a glance.

☁️

Cloud Backup

Your data is safely backed up and restored across devices.

📱

Multi-device Access

Pick up exactly where you left off on phone, tablet, or desktop.

📂

Export to Excel & PDF

One-click exports for accountants, taxes, or personal records.

🔐

Secure Data Encryption

Bank-grade encryption keeps your financial life private.

Product Tour

See Smart Budget Tracker in Action

Watch a two-minute walkthrough of adding transactions, building a budget, and reading your reports. No sign-up required to explore.

  • Add a transaction in under 5 seconds
  • Auto-categorize your spending
  • Generate a monthly report instantly
Play demo
A Closer Look

Designed to be a joy to use

Dashboard screen
Dashboard
Expense entry screen
Expense Entry
Monthly reports screen
Monthly Reports
Charts and analytics screen
Charts & Analytics
Savings tracker screen
Savings Tracker
Settings screen
Settings
Pricing

Simple, transparent plans

Start free. Upgrade when you're ready for more.

Basic

Free

Everything you need to get started.

Track daily expenses, set a monthly budget, and see exactly where your money goes — free forever, private on your own device.

  • Expense Tracking
  • Monthly Budget
  • Basic Reports
  • One Device Access
  • Local Data Storage
Most Popular

Premium

₹149/month

Your complete personal finance companion.

All your accounts on all your devices, always in sync and always backed up — for less than a coffee a month.

  • Everything in Basic
  • Multiple Devices
  • Unlimited Categories
  • Import saved json data
  • Priority Support
  • Automatic Backup
Ultimate

Business

₹299/month

or ₹4999 one-time for Lifetime Access

Professional-grade tracking with Excel & PDF exports and reports your accountant will love — built for freelancers and small teams.

  • Everything in Basic
  • Cloud Backup
  • Multiple Devices
  • Excel Export
  • PDF Reports
  • Unlimited Categories
  • Advanced Analytics
  • Priority Support
  • Automatic Backup
Secure Checkout

Choose how you'd like to pay

🔒 Your payments are protected with SSL encryption.

💳 Purchases are processed securely through Gumroad — your download and license key arrive by email instantly. UPI checkout via CashFree is coming soon.

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Compare

Basic vs Premium vs Business

FeaturesBasicPremiumBusiness
Expense Tracking✔✔✔
ReportsBasicClassicAdvanced
Cloud Backup✕✕✔
Multi-device Sync✕✔✔
Excel Export✕✕✔
PDF Export✕✕✔
Priority Support✕✔✔
Where we are

New, and honest about it

Smart Budget Tracker launched in 2026. We don't have a hundred thousand users or a wall of five-star reviews yet, and we'd rather say that plainly than invent them — a personal finance tool that isn't straight with you about its own numbers has a credibility problem before you've even opened it.

What we can tell you is what the app does and what it deliberately doesn't. It never asks for your bank login. It doesn't request permission to read your SMS. On the free Basic plan your data is written to your own device and stays there. The free plan has no time limit and no card requirement, so you can judge it yourself rather than taking our word.

If you use it and something is broken or missing, tell us — at this size, feedback goes straight to the person who can act on it.

FAQ

Frequently asked questions

Yes. The Basic plan is completely free with no time limit and no credit card required.

Absolutely. Monthly Premium can be cancelled at any time and you keep access until the end of your billing period.

Your data is encrypted in transit and at rest. We never sell your information to third parties.

Yes. Premium and Business includes multi-device sync so your finances stay up to date everywhere.

We offer a 7-day money-back guarantee on the Lifetime License. See our Refund Policy for details.

Start Managing Your Finances Today

Built in India in 2026. Start free — no card, no sign-up, no bank login.

Get budgeting tips & updates

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Buy Smart Budget Tracker — Lifetime

One-time payment · ₹4,999 · Instant delivery by email